"Come Enjoy Paradise Living With Me!"

Testimonials


 
 November 28, 2009
 
Dear Ruth,
 
Our departure for California is fast approaching, but before that date arrives, Irene and I would like to take this opportunity to thank you for ajob well done! The manner and timeliness in the sale of our condo truly reflects your expertise and experience. We had anticipated a difficult sale due to the state of the Real Estate market, but you managed to sell it. You give new meaning to the word "Professional" . We are also grateful for your exceptional generosity.
 
We believe that only in Hawaii would we experience this ... the world is a better place because of people as nice as you!
 
Mahalo and good luck in Vegas!
 
Ronald and Irene Akana
 

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At 92 years of age, although in good health, I decided in late 2008 to sell my apartment and move into an assisted care facility.  Needing funds for my new living arrangement, I contacted Ruth Kam.  After inspecting my apartment, Mrs. Kam recognized that significant repair and cleaning was necessary to attract buyers.  She contacted several skilled contractors to make the apartment very presentable with painting, new and repaired plumbing and electrical fixtures, and overall cleaning.  Her strategy for the clean-up and initial higher-than market price set the tone for a successful sale, all within two months from listing to closing.


Mrs. Kam’s ability to work with seniors and their needs was especially valuable.  She knows how to make the unit attractive through the open house process.  I am also thankful for Ruth Kam’s responsiveness, her close communication with contractors and the title company.   I was very appreciative of her market knowledge which led to the rapid sale and timely release of funds to cover my financial needs.   I have no reservation in recommending Mrs. Kam for her outstanding real estate services and professionalism.    

 

Best regards and aloha,

Yaeko Mizue

 

 

Testimonial from Anne Nakamoto, on behalf of 86 year old mother:

 
Ruth  Kam  helped  me  and  my  family  Imme
nsely  when it  became  necessary  to  sell  my  parent’s  home….  When I had to choose a Realtor, I remembered Ruth Kam, who impressed me with her No-nonsense, Honest, and Positive Approach and I knew she would be able to help me!  Time was  of  the  essence ; my mother is 86 years old and needed to move into my house, and a vacant house means squatters and other problems.  Ruth, with her Years of Experience was able to meet Every Challenge an old, lived in house presents.  I didn’t think the house could be sold so quickly in this market, but with her Calm, Persistent and Compassionate Advice, she was Always Available for any question I had.  “I  have  the  Highest Regard  for  Ruth  Kam  and  will  seek  her  services  again  if  I  ever  have  to  sell  my  own  house.”

 

Sincerely,

Anne Nakamoto

 


 

As a young “first time home buyer” couple, we knew that many have said that you must find a good Realtor! I was referred by Vernon who said that Ruth Kam has countless experience and knowledge in real estate. Ruth took our hands and guided us through the entire buying process for our first home purchase. She has many connections - title companies, termite inspectors, home inspectors, loan officers, etc.- to recommend to you.

Ruth has gone beyond our expectations! We are very satisfied knowing how fast and smooth our transaction processed in just 30 days. We have not yet met a good Realtor, but instead we met an EXCELLENT Realtor. We will continue to see Ruth when we upgrade in the future, and recommend/refer others to Ruth for great service!

Mahalo for all your assistance,

Casey Torres & Jimmy Fajardo
April 30, 2008

 


 
My wife and I have known Ruth Kam since 2004. She sold us our first condominium, and when we decided to sell, once again, we called Ruth to assist us with the transaction. Ruth is a very knowledgeable and dedicated professional who goes above and beyond what is required to complete a sales transaction. She is a tireless worker, often working more than eighteen hours a day, six to seven days a week.

In 2004, we were living in Arizona when we decided to purchase a condominium in Hawaii. After discussing the property with Ruth, we decided to go ahead a buy it sight-unseen. Ruth, however, took the initiative to have the property photographed and placed on the internet; thereby, providing us the capability to virtual tour the property; she did not have to do this because it was not a requirement. In 2008, a sale fell through days before closing on our property, due to a large assessment being announced. Ruth found another buyer immediately and the new sale closed within three weeks. These are examples of true dedication and going “above and beyond” the call of duty to help customers.

During my twenty-nine years as a professional Army officer, I have had the pleasure of serving with many individuals. Ruth Kam is one of the best I have worked with and known. She is a very detailed person who leaves nothing to chance; she is a loving, kind, and sensitive “people-person” who focuses on the issues and concerns of her customers. I am gratefully that God has allowed our paths to cross.

I recommend Ruth Kam to anyone wanting to purchase property. Her knowledge, dedication, and professionalism are outstanding. Mahalo, Ruth for your friendship and dedicated service.

Thank you,

COL U.S. Army (RET) Wesley Green, III and Sue Green

 


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After living in a single-family home in Kapahulu for over 50 years, I finally decided to move to a senior living residence in town.  The thought of cleaning out a lifetime of belongings and leaving long-time neighbors seemed overwhelming, but at 83 years of age, I knew it was time to sell the house and make the move.

Thanks to the good advice of my grand-nephew and his wife we contacted you to assist us with the sale.  From the first meeting in my home, you put me at ease and took the time to understand my needs, concerns and objectives for the sale.  Everything was handled in the most professional and thorough manner, from the preparation of the listing, the open houses, the evaluation and acceptance of the many offers, through to the final closing.  No detail was overlooked, and you kept us informed every step of the way.  Most of all, your expert advice, calm and patient manner, as well as your extensive network of contacts made it possible to meet all deadlines and requirements for a smooth closing.

It’s hard to believe that we accomplished all of this over the busy holiday season from November to January!   With your assurances and the help of my family, I can now look back with confidence that I got the best possible sale and am very fortunate to have sold at a most opportune time.

As we celebrated the closing and the New Year together, I also celebrate my new worry-free lifestyle and your friendship.  Mahalo Ruth, for helping me make the transition so smoothly—you have a special gift for working with seniors like me!

Gratefully,
Nobuye Horio


 

Barry and I feel very fortunate to have had Ruth Kam as our Real Estate sales person. She was recommended to us by friends, Ted and Rita Pond, who had sold the property to us originally in 1988. Ruth lived up to her reputation as a true professional in her field. She guided us expertly in the marketing of our property from the time we signed the first documents until she sold our Condominium at Makaha Valley Towers. We found Ruth to be knowledgeable, completely trustworthy, and dedicated to the task of finding good buyers of our property. We recommend her to anyone wishing the same kind of excellent service.

Thank you,
Barry and Jo Ann Corfman

 



Thank you Ruth Kam for the excellent service that you provided us during the purchase of a condo at Makaha Valley Towers and the sale of another.  You helped us accomplish our objective of buying a condo only 2 doors down from the one that we have owned for over 25 years! 

You were very helpful in recommending an attorney so that we could do a reverse IRS 1031 transaction that saved us additional income taxes.  Your knowledge of the real estate market and how to close our two deals was invaluable.  We were able to both buy below market and sell above market within a few weeks.

We have recommended you to our friends and acquaintances who are interested in real estate on the Leeward Coast.  We wish you the very best as you continue to serve both buyer and seller in a professional and considerate way.

Bob and Peggy Oxford



We want to thank you very much, Ruth Kam, for helping us buy our first home in Hawaii. You convinced us to just-get-started with what we could comfortably afford every month, rather than “keep chasing our dream of owning a single-family home” which was just out of the question at that time.  We are very happy that we are now property owners and enjoying the benefits of market appreciation and taxes come April 15th.  FOR SURE, we will call you to help us when we can afford a single family home one day soon!  SALAMAT, MABUHAY, and THANK YOU VERY MUCH!

Enrico and Dely Acio and family



My wife and I have known Ruth Kam for almost 20 years.  We were first introduced to Ruth by our sister-in-law and her husband back in 1988 after she helped them purchase a condo in Mililani.  We asked Ruth to help us find a good rental unit for investment.  After patiently taking us to see a number of different condo units in the Mililani area, giving us her analyses on the pros and cons of each unit, negotiating on our behalf to get us the best deal, she got us our first rental unit within less than two weeks.  We were so impressed with Ruth's professionalism, hard work, thoroughness and integrity, we bought another investment property the following year, with her assistance, of course.   Ever since then we have been using her in all of our real estate dealings.  We have also been referring many of our relatives and friends to her.  They all agree that Ruth is the person to call when it comes to buying or selling properties.  What we all like about her is that she is very friendly, easy to talk to, honest, straight forward, always says it like it is.  She is somebody you can trust, which is very important in this business.  She is also very reliable, prompt and never too busy to talk to you or spend time with you whenever you have any questions or issues to discuss.  Another factor that we want to mention is that, being Asian ourselves, we believe that there are some people who would bring you good luck.  Ruth is one of them.  In all of more than a dozen real estate transactions she has helped us, our relatives, and friends over the past almost two decades, she has always been able to close the deals within one month or less even during the times the real estate market was soft.  Of course, just to be honest, this did not include escrow processing times.

Thank you, Ruth,
San & Diep Vuong




We met Ruth Kam in 2000, when purchased a condo thru her for investment and with her help she has always been there for us in all ways. When we decided to sell Ruth willingly took on the job.Our condo sold in 8 days. We were preparing to go to the mainland for vacation so Ruth rushed the closing so we would have our monies before we left. We are proud to know Ruth and thank for all your help. We wouldn't use any other Realtor in Hawaii. And thanks for the great lunch. THANKS AGAIN!
  
Dale & Maureen Welch
Makaha Valley Towers


Now that the sale of my apartment has been finalized, I would like to express my appreciation for your professionalism and knowledge that was continuously demonstrated from the time I contacted you for the sale of my apartment.  Your patience to the questions and concerns I had also is appreciated.  Your enthusiasm and dedication made possible the sale of my apartment in a timely manner.  The working relationship we had was in a friendly manner, that made me feel comfortable, you kept me informed on all the process that was taken and made yourself available for my convenience.  You truly went beyond the call.  If anyone I know is looking for a real estate person, you will be my recommendation!

Sincerely,

Helen S. Kim

I'm an investor based in California, and I have bought several properties out of state. Of all the experiences I have had so far, it has been the best with Ruth Kam. She kept me informed through out the whole process; from understanding the market condition in Hawaii, to making sure my property manager had the keys at the end of the transaction. Because of her many years in the real estate industry, you'll gain the many relationships she has with other agents, loan officers, and property managers. Because of those relationships, your transaction will close, and of course close on time.

Thank you Ruth, and I'll definately be contacting you when I'm ready to purchase again.

Thanks,
Phong and Leslie Le

We are exceedingly grateful that Stan recommended you when we asked his suggestion for a reliable Realtor.

From the moment that we first contacted you, we had the feeling that you had dropped everything to devote your valuable time in finding us a new home.  No matter when we called you, we had a fast response with excellent suggestions as to how we might proceed. As you know, within a week we went into our second escrow and, against other bids, your influence helped close the sale on the home of our choice!


Your gracious and friendly attitude is far above the call of "professional duty."

 

I know that you are already highly recommended within your profession. But if there is ever a need to refer a potential client, please do not hesitate to give my name... it would be my pleasure.

 

Most sincerely,
Clayton T. Mabuni


We are Jere and Janet Scott. Ruth Kam was referred to us by a friend from church soon after we got married last April 2004.  At that time, we were considering the possible future sale of our Mililani townhouse. Ruth came out to talk with us in May.   The short one hour chat we had with her cleared our heads by providing us with many answers to questions we had, by giving us food for thought through the questions she asked us, by considering possibilities we were not even aware of, and by putting figures down on paper so we could see in what direction we were heading.

It’s been a year and two months since that chat and she has helped us with the sales of our Mililani townhouse, our Kaneohe rental, and the purchase of our Salt Lake condo. All this was accomplished even though we lived in Alaska from June to December, spent 2 weeks in Africa on a mission trip and a week on vacation in Kona and while she herself was visiting family in Japan.

Every one of our real estate transactions has been expertly and excellently handled. Ruth is one of those rare realtors who has shown herself to be willing to go out on a limb and take on additional responsibilities in order to insure the smooth completion of our transactions.

We have complete faith and trust in her. Ruth’s professional attitude and integrity together with her vast real estate knowledge provided us with the confidence we wanted in a realtor. She was always prepared, thoroughly organized, and was able to anticipate our needs. All these wonderful qualities together with her openness and friendly, approachable manner and her generosity has not just made her a great realtor, but also a very dear friend. We do not hesitate to recommend her to anyone we know that is considering selling and/or buying property. After all, look at what she’s done for us!

Blessings,
'-) Jere and Janet Scott


Ruth helped us find our dream home.  Despite a competitive housing market, a limited budget, limited time, and many specific requirements (closed in garage, a big yard, etc.), Ruth was able to show me many promising properties within my price range. 

Once I found my dream
home, she was there for me every step of the buying process which was crucial because my husband was away on a 6-month deployment and I was seven months pregnant!  My husband and I knew that we could trust Ruth to guide me through the process because we had purchased our first property through her.  She helped us make a great first investment and when we were ready to move up she was there to help me sell it.  We got a great price for the property we sold and an even BETTER price for our dream home!  As our family grows I’m sure we’ll find ourselves in the market again and you’d better believe that I will give Ruth a call!  There is no one else out there who is as honest, hard-working, or dedicated to finding exactly what you want.

Sincerely,
Joe, Tiffany Stutesman & family



From initial open house, thru mortgage loan procurement, title/escrow services, documents/monies transfers, and the multiple bureaucratic Hawaii State real estate requirements, Ruth Kam and her network of trustworthy, competent professionals facilitated property acquisition in a timely and pleasant manner for this retired out-of-state senior.

Thank you sincerely,
Dale H. Decker





Hello, our names are Cathy and Jim Shepherd.  We have known Ruth Kam since 1980 when we purchased a 2 bedroom/2 bath townhouse in the College Gardens complex next to Leeward Community College.  She was the Realtor in charge of the project and even then we were impressed with her integrity and professionalism.  She even sent us a house warming gift when we moved into our unit that we continue to use every Thanksgiving.
When we were ready to purchase our first stand alone home in Mililani, we again turned to Ruth. This time she helped us secure a loan by bringing a loan officer with her when we were ready to submit an offer.
A few years later when we decided to sell the townhouse in College Gardens it was only natural that we would again seek Ruth's help. She set up several open houses with Realtors only and she hung in there with us when the market went "soft" and we had to lower our asking price.  It took about a year and a half to sell our unit but Ruth "Hung in there with us" until the unit sold.
Our latest contact with Ruth was late last year when we sold an investment condo (one bedroom/one bath) unit near the new Wal Mart.  With the hot real estate market that we have now, the unit sold very quickly (within 2 months).
Over the years we have developed a real friendship with Ruth.  We know about her family and she knows about ours.  She has been in the real estate business for so long that she knows to cover all the bases.  When we seek Ruth's help we always know that she will do the very best for us in terms of showing our property, securing comparable price comparisons, and getting us the best price.  She has even given us referrals of handymen that she has used.  In other words, we  have complete trust in Ruth as a Realtor and we know that she does the same for all of her clients.
Mahalo for all your help over the years.
Cathy & Jim Shepherd

My husband and I just completed the sale of our condo at Makaha Valley Towers in Waianae (on Oahu) through Ruth Kam, and I can unequivocally say that Ruth’s professionalism, efficiency and caring contributed greatly to our successful transaction. Within the first three weeks, we had two Open Houses and over 30 showings – resulting in three offers by the end of the first month. Ruth’s dedication, knowledge of the market, top-notch organizational skills, and follow through were exceptional throughout our business relationship. This was not the first successful encounter we had with Ruth. She was involved in our buying this condo five years earlier. Using Ruth’s website and the virtual tour of the condo, we were able to easily make a decision to buy the unit – sight unseen! Both transactions – the buying and the selling – were about as painless as they could possibly be! We highly recommend Ruth and her staff for any real estate transaction in the islands. She is the ultimate professional.

Patt and Marlin Kenworthy
Centennial, Colorado



In my travels, when I was gainfully employed, I had occasion to buy homes each time I moved, and to rent the property when I left.  For a while, it was good - then, I felt the hurt when a Real Estate Salesperson stole from me, co-mingled funds and embezzled from me.

 

YOU HAVE RENEWED MY FAITH IN THE REAL ESTATE BUSINESS!  You have been aWonderful Realtor and have left a Sweet Taste for the business.  And, you have been like an old friend... THAT IS GOOD!

Thank you for all you have done to sell my condominium in a Smooth Operation.  Walton Liu, too, is a Kind and Helpful person!

 


Much aloha from

Joyce Del Rosario


  
Conscientious, honest, energetic, vivacious, intuitive, quick, trusting – RUTH KAM!!! These are only just a few of the many attributes which are characteristic of Ruth Kam. 

Ruth Kam, you are the epitome of excellence. I am so very honored to have had the privilege of you representing me during my recent purchase of my Salt Lake condo. I was told I was foolish, that it couldn’t be done, that I would not be able to consummate a simultaneous 1031 exchange. But alas, Ruth Kam came to my rescue and proved that it could be done. I was selling my condo in Kona and the purchaser was proceeding with a 1031 exchange. I, in turn, was interested in purchasing a condo in Salt Lake, Oahu, with my 1031 exchange. “Different islands, no problem, “ said Ruth Kam. “Don’t worry, we can do it.” And sure enough, in 1 month and 17 days, the simultaneous closing took place and the Salt Lake Condominium was in my name.

Ruth Kam, when I was ready to throw in the towel, you persevered and convinced me it could be done. I am forever indebted to you. You were always there for me. When I phoned,you promptly returned my calls. When things needed to be done, you made sure things were completed. To anyone from an outer island or mainland who is leery about purchasing on Oahu, don’t fret, see Ruth Kam. She will guide you and make the process easy and painless.

You are indeed a gift from God. I thank you, Ruth Kam, and so does my family.

May this New Year bring you good health, much success and prosperity.

Sincerely,
Susan Nakamoto



With Ruth Kam as your Realtor, you can be assured that your best interest will be served, whether you are buying or selling your home.We contacted Ruth after hearing rave reviews from friends, and we are glad that we did!  Ruth is an extremely knowledgeable and experienced professional who guided us through the complex home buying process. However, she is not out there to “make a quick buck.”  She worked with us to identify what we needed and wanted in a home and took the time to find the right home for us.  She remained patient as we deliberated the pros and cons of each home she showed us, knowing that only we could determine what was right for us.  We also appreciated the fact that Ruth is very responsive, especially since this is a very busy period in the real estate market.  She always returns phone calls promptly and is available to us at all times.  Although we knew she was also servicing many other clients, we always felt like we were her priority.Because of Ruth’s experience, she also has a wealth of contacts in which to work with, including home inspectors, mortgage companies, and rental property managers.  We were very happy with the referrals that she gave use – they are just as professional as she is. We will definitely be calling Ruth should we need her services again and we would highly recommend her to anyone who is in need of a Realtor.

Steve Goo and Cindy Lum




We cannot express strongly enough any appreciation for the excellent service you provided in the purchase of our Harbor Court condo.  Your professionalism and expertise were First-Class!Since we live on Kauai, we needed a good realtor for our 1031 exchange project, exchanging our California townhouse for a Honolulu condo.  We picked you from the Honolulu Advertiser because of your 25 years of experience.  Our selection paid off.  You were wonderful.  You even helped to negotiate with our new tenants and to complete the rental agreement, services far above and beyond your normal duties.We do not hesitate to recommend your services to anyone looking for a complete and reputable realtor. 

Thank you very much,
Frances and Bob Barry



Ruth Kam did a 5 star job as our Realtor when we sold our townhouse.  She was quick, efficient, professional, and extremely experienced.  She knew how to get the job done so that our home was sold by the second week.  She does not over-promise and backs up every claim.  We plan on keeping Ruth Kam as our Realtor for the future.

Matthew and Helen Lau



My name is Mark Miura.  I am 28 years old and work at a hotel in Waikiki.  So far, I have purchased 2 properties with Ruth within the year.  I am totally satisfied with the service that Ruth has shown me: always returning my calls in a prompt manner, explaining contracts, and being very patient with me which was very important to me.  I feel very confident and secure with Ruth as my Realtor.  Ruth not only has a lot of hands on experience, bur she has contacts with some of the best professionals in the real estate community.  Ruth has all the qualities you should look for in an agent.  She is honest, caring, charming, smart, understanding, and efficient.  I look forward to my next purchase with Ruth.

Mark Miura



We really do thank you for all your help in our real estate purchase, you're the best! Thank you too for the wonderful dinner at Hawaii Prince, the clock, and the beautiful leis. Carol wore hers for her driver's license. Rest assured that we will look to you for real estate help in the future, should Jain insist on his ocean view.

Jain and Carol Leong



We were extremely satisfied with Ruth's service and would highly recommend her without reservation. She was professional, knowledgeable and has the ability to follow through to get the job done. We lived in the mainland, Ruth took care of everything from start to finish in selling the condo. Due to her excellent work, the condo was sold in a very short period of time at the price we listed. Thanks again Ruth! A job well done.

Sen-Der Huang
San-Diego, Californnia

 



I've counted them up.and it comes to 21. Twenty-one houses I've bought and sold from my first one in Kingsville, Texas for $16,500, where I was a Navy flight instructor, to the UFO (literally) I just sold in San Diego. From an apartment in Berlin to tatami matted farmhouse in Kamakura, Japan.. With laws and agents in German, English, Spanish and Japanese.

I mention these because compared with your performance in finding, showing writing up and submitting my offer, getting a counter offer and wrapping up every detail…all in four days, made the other agents look like the three stooges. With that cell phone grafted to your body, I was 30 seconds away from you and could reach you any time. You were tireless, reliable, honest, fast and charming, all at the same time…and I surely will recommend you to every one I know. Thank you very much for your fine efforts. I just wish we were neighbors.

Stan Grau



Ruth Kam has been our realtor for over 10 years and we've purchased 2 properties through her. She tirelessly shows us homes/units within our budget and location and is not afraid to ask all the questions we never think to ask. Ruth tackles us through the whole process from beginning to end and always makes sure we understood what was going o. Her positive attitude and 3energy gives us the extra confidence to have recommended her to friends and relative. Ruth Kam and properties Unlimited have us as lifetime clients!!


Dr. Peter Lum and Deborah Hazama



As professional Real Estate Brokers, we worked along side Ruth H. Kam (RA)(CRS) (SRES) in the same real estate company for over 18 years. Due to her professionalism, her integrity, and her extremely high performance of service to clients ------ we recommend Ruth to service all of your realestate needs. You can count on Ruth.

Ted L. Pond and Rita Sue Pond


"If one was to pictorialize the image of the "Super" real estate agent,admirers of the work would see a picture of Ruth Kam. Ruth Kam personifies what it means to be an advocate for a client. From the moment my wife and I met Ruth we knew we were going to be represented by someone who was going to be a straight shooter and was going to put our interests before her own.  During the purchase of our townhouse, Ruth was with us every step of the way. Ruth made herself available at the times that were convenient to myself and my wife. Ruth made sure no stone was left unturned. Ruth asked all the right questions and was not satisfied until she received adequate answers.  Ruth kept us informed throughout the process and did not let a deadline slip by. Ruth did not earn a substantial commission from our purchase, but she treated us as if she did. When we enter the market again to purchase another residence, I hope Ruth will be there to represent us again."

Duane C. Seabolt, Esq.


 

Ruth Kam is one of the best real estate agents in Hawaii. We have enjoyed a close business and personal relationship with Ruth and her family for the past 29 years. She can be charactrized as a highly qualified professional in her chosen career field of real estate. She provides her military and civilian clientele with absolute dedicated service. Ruth consistently strives to provide all the information her clients need to make a decision for their purchase or sale of real estate property. Her pleasant personality, enhance any real estate transaction. In sum, you deserve the very best realtor available on Hawaii to assist you in your private or commercial matters of real estate. Contact Ruth Kam now, and be another satisfied customer!

CDR L.R. "Skip" Tracy, USN(Ret.) and CDR Barbara Tracy, USN(Ret.)



Thank you very much for all the hard work in helping both Aunty and I to attain our goal of finding our new homes and selling Uncle's house and condominium.  You're an extremely talented person; and your diligence combined with your expertise and dedication indicate a dynamic future. You're enthusiastic--and your through knowledge of the business and friendly, tactful way of dealing with everyone brought remarkable results. You were never reluctant to put in long hours or to travel many miles to obtain all the necessary signatures in a timely manner. You exemplify a truly professional, cheerful,and wonderful employee; and I am glad to have met you. Thank you again,Ruth, for all you did for us---but most of all thank you for being you.


Aloha,
Gail Nozaki

 



After many years of living in California, I recently moved back to Hawaii.  Through a referral from my brother, I contacted Ruth Kam to assist me with finding and purchasing a condo/townhouse. This was accomplished in quick order and I was able to move into a new home on 12/1/99. I found Ruth to be very professional and extremely knowledgeable and she certainly helped to make my transition here an easy and successful one. Should I have a need for a realtor in the future, I would not hesitate to contact Ruth again.

Sincerely,
Cynthia C. Cantere

Ruth H. Kam